Protect Your Business

Business Liability Insurance North Dakota

We know choosing the right insurance for your business is an important decision. That’s why we’ve created one of the best portfolios of small business insurance coverages.

Whether you’re a:

  • Store Owner
  • Office professional
  • wholesaler

Our flexible small business insurance coverages are designed to protect you against the unique risks and exposures you face. This gives you the ability to tend to your business and gives you peace of mind.

Business Overhead Expense

Your the key to the success of your business, but a disability could lock you out.

The success of your business depends on your active involvement. If you are disablied, your participation could be severely limited. Could your business survive?

What are the chances of this happening?

Unfortunately, the chance of a serious disability occurs more often than you might guess. Two out of five people age 45 will be disabled 90 days or longer before retirement. The chances are too high to risk what you’ve worked so hard to build.

That’s why there is business overhead expenses:

  • A policy designed to cover your operating expenses if you are suddenly disabled.
  • Premiums are affordable and can be tax-deductible.

Professional Liability & E&O Insurance

Hartford’s Technology & Life Science Practice is at it again. We are announcing the next evolution of FailSafe MEGA, our Errors & Omission product for technology companies, to demonstrate our commitment to you and the nearly 70,000 technology clients you trust with The Hartford. Available with our market-leading business owner’s policy, Spectrum, MEGA addresses the professional liability coverage need for your technology clients.

In addition to the protection you’ve become accustomed to over the past decade, effective August 17,* MEGA will be broadened to include:

• Breach of Warranty or Representation Coverage
• Security or System Attack Coverage
• An expanded definition of Technology Services

And, don’t forget – we recently reduced FailSafe MEGA minimum premiums for Software & Computer-Related Services and Telecommunications firms. This coverage is particularly important for technology companies when E&O insurance is required to satisfy contractual requirements — and now it’s even more affordable!

Group Health Insurance

When faced with the high cost of health care it’s hard for your employees not to worry. That’s why we offer affordable and flexible plans to businesses large and small. With options like prescription drug plans and flexible spending accounts, your employees will feel secure.