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How do I get insurance on my salvage title car?

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Your insurance company likely will not offer you physical damage coverage on a vehicle with a “salvage” title, though it looks identical to the car with a “clean” title. Many late model cars for sale have a compromised title status, sometimes referred to as a “branded” title. They can usually be purchased for much less than the same model with a clean title.

Here are some interesting facts:

Nearly 2.5 million vehicles are “totaled” each year. “– Consumer Reports

1 in 15 cars on the road today have been rebuilt from the junk yard.” –ABC News 20/20

Recent major disasters that might show up in a car title history:

  • Flooding in Iowa, Tennessee & Rhode Island -2010
  • California Wildfires – 2007, 2008, 2009 & 2010
  • Hurricanes Gustav & Ike- 2008
  • Midwest Flooding Winter, Spring and Summer, 2008
  • Hurricanes Katrina, Rita & Wilma – 2005 (Hurricane Katrina added nearly 450,000 vehicles to the salvaged and compromised vehicle category alone.)

Frontier Insurance Solutions, your local independent agent, has the solution to all your insurance needs, including a specialty market for such vehicles. Ask them about the Reconditioned Vehicle Program by Unitrin Specialty today!

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