We have one company that will give you OEM replacement parts if you add the coverage it cost about 64 a year. So if you hit a Deer and or someone hit you the Insurance company will put on OEM parts NOT USED PARTS. Our other Insurance Company are very picky about steering and suspension junk yard parts. I also know Body shop don’t want the liability of putting on used parts as the article talk about. No one want to put your family at risk.